Question 1

Are these financial calculators free to use?

Accepted Answer

Yes, every calculator on this website — including the SIP calculator, EMI calculator and income tax calculator — is completely free to use, with no sign-up, subscription or hidden charges.

Question 2

Is my financial data stored or shared anywhere?

Accepted Answer

No. All calculations run entirely within your own browser using JavaScript. We don't collect, store or transmit any of the numbers you enter, so your salary, loan amount or investment details stay completely private.

Question 3

How accurate are the calculator results?

Accepted Answer

Our calculators use standard, verifiable financial formulas used across the industry. However, all results are estimates based on the assumptions you provide, and actual outcomes (returns, interest rates, tax liability) can differ. These tools are for informational purposes only and do not constitute financial advice.

Question 4

Which calculators are available right now?

Accepted Answer

We currently offer 34 calculators covering investments (SIP, Lumpsum, Lumpsum vs SIP, SWP, Mutual Fund Returns, CAGR, Goal-Based SIP, Compound Interest, XIRR), savings & retirement (FD, RD, Retirement, Inflation), loans (EMI, Home Loan, Car Loan, Personal Loan, Education Loan, Gold Loan, Business Loan, Two-Wheeler Loan, Loan Eligibility, Loan Interest and Loan Tenure), tax & salary (Income Tax, Salary/Take-Home, Gratuity, TDS) and government schemes (PPF, NPS, EPF, Sukanya Samriddhi Yojana, SCSS, APY). More calculators are being added regularly.

Question 5

Do I need to download an app or create an account?

Accepted Answer

No. Every calculator runs directly in your browser on desktop or mobile — there's nothing to install, no app store download and no account or login required to see your results.

Question 6

Can I use these calculators for both India and international currencies?

Accepted Answer

Yes. Investment and loan calculators support INR, USD, EUR and GBP, so you can switch currency depending on where you're planning. Tax, salary, PPF, EPF and NPS calculators are built specifically around Indian rules and slabs.

Question 7

What's the difference between an EMI calculator and a loan eligibility calculator?

Accepted Answer

An EMI calculator tells you the monthly instalment for a loan amount, interest rate and tenure you enter. A loan eligibility calculator works the other way around — it estimates the maximum loan amount you could qualify for based on your income and existing obligations.

Question 8

How do I choose between a SIP calculator and a lumpsum calculator?

Accepted Answer

Use the SIP calculator if you invest a fixed amount every month in a mutual fund. Use the lumpsum calculator if you're investing a single, one-time amount and want to project its future value based on expected returns.

Question 9

Can I switch between light and dark mode on the calculators?

Accepted Answer

Yes. Every calculator supports both light and dark themes — use the toggle in the site header to switch, and your preference is remembered the next time you visit.

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